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For all those folks who didn't refinance their home mortgages last fall -- and for some who did -- it may be time to arrange a new loan.
"I've been in the business 24 years, and I can't remember rates ever being this low," said Robert H. Stewart, regional manager of U.S....
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Jim Crone, a 61-year-old remodeling contractor, recently refinanced his home.
He lowered his interest rate, term and monthly payment.
He also consolidated two loans into one new loan totaling about ,000.
He eliminated his old 12 percent interest rate on a second...
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With a 21 percent spurt in applications in mid-August, lenders say they are seeing signs -- maybe fleeting, maybe not -- of a refinancing revival.
Fixed 30-year mortgage rates in the 5.25 to 5.75 percent range with minimal points "are definitely pulling a lot of people...
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A friend of mine from the East Coast called the other day regarding a possible mortgage for a new home she was building. She had recently re-entered the workforce as a professor since getting her doctorate and wanted to qualify for a mortgage on her own, without any assistance...
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I just looked at some mortgage charts, data going back to August, 1998. I did this because the "Refinance Activity Index" maintained by the Mortgage Bankers Association reached its second-highest level ever. My thought was not "oh wow" but rather "oh when" did we see the...
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Holy cow! Just when you thought it was safe to go on about your business and stop paying attention to mortgage rates, rates drop. Again.
In fact, current levels show we haven't been near these rates since a brief period late last January and early February. And for those...
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