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A survey that reveals most homeowners have never used their home equity is being used to suggest they should, but unfortunately skips advice to the contrary. On the positive side, the study also further helps further dispel fears about a much-discussed real estate "market...


Home equity products now account for 84 percent of all consumer loans, up from 56 percent a year ago, according to the latest snapshot of the market by an Atlanta consulting company. Of the $5.7 billion in average outstanding consumer loans for the 32 commercial banks,...


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In making loan requests, entrepreneurs tend to be confident that they will meet or exceed what they consider conservative financial projections. They then have trouble understanding when they receive a less than enthusiastic response. To complete the picture, however, we need...


There comes a time in almost every small business owner's career when borrowing money becomes necessary. Often, funds are needed to purchase commercial real estate and quit leasing. Sometimes, it's growth and the need for expansion that fuels the drive for financing. Whatever...



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