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You probably know that lenders use information in your credit report to determine if they'll give you credit. But did you know that in some states, insurance companies also consider your credit history? Good or bad, your credit history may affect your ability to purchase...


Although auto accidents are more prevalent in the winter months, what you need to do after an accident never changes. Obviously it is hard to think clearly after an accident so it is important to know before you get into an accident what to do first and what questions may need...


If you become a victim of automobile insurance fraud, you pay. Not only will you pay higher premiums because you may acquire a costly claim, but, as with any auto accident, you and your family could pay with your lives. It is important to protect yourself from others who may...


Did you pay all your bills this month? Your insurance company wants to know. Credit scoring, the term used by insurance companies to rate your credit, has been a disaster for some consumers. Most insurance companies are now basing the cost of your insurance policy on your...


While there are never any guarantees, we've come up with several ways of seeking out the most reliable insurance companies: 1. Visit your state's department of insurance Web site. Although you may not be familiar with it due to lack of marketing, your state, and every...


So, you've done your research, and you've decided on a company. Before you sign, though, read the policy. In addition to verifying that it contains the coverage you want, there are two clauses that you should look for in the contract: 1. Retain your right to sue. "Find...



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