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The Federal Housing Administration is making it easier for home owners to refinance their government-insured mortgages. Under new streamlined refinancing rules, some FHA borrowers will be permitted to use the equity they've built up in their homes to finance closing costs....


You've heard of the "refi boom" of 2001. Well, get ready for what could shape up to be the "re-refi" boom of 2001. With mortgage rates sliding below 7 percent, the economy in serious slowdown mode, and the Fed poised to push down short-term interest rates once again...


Rates are low. Again. Should you refinance your mortgage? But what about the sacred "rules of thumb." Aren’t you supposed to wait until rates get at least 2 percent below your current rate? Or wait two years? Or perhaps you’re supposed to recover your closing costs in two...


It's not a boom, at least not officially. But the rush to refinance is definitely on. "This month may make our year," says Tom Ward, president of Majestic Mortgage Corp. Normally, January is a slow month for the Mundelein, Ill., lender because of the harsh Chicago weather....


Refinancing homeowners who want to cash in on record mortgage interest rates had better get prepared to beat the rush. When interest rates shrink, mortgage activity balloons, the paper-intensive loan underwriting process bogs down and the best prepared borrowers go to the...


With 30-year mortgages' fixed interest rates teasing this generation's record 6.74 percent rate, brace yourself for a rush to refinance mortgages. Refinancing activity accounted for 52.1 percent of total mortgage applications last week, a big surge up from 45.5 percent the...



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