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As a small business owner, your most difficult task is finding the money to operate your business. Taking the necessary steps to prepare for a small business loan can minimize the difficulty. Learn what you need to know to clinch the loan deal.
Banks and other lending...
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The first place to start when it comes to finding a bank loan or credit is not with your banker, accountant or lawyer but with you! In the case of most small businesses, the business is the owner so your credit history is important in getting a loan.
How good or bad your...
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An important source of funding for your business in the future can be the bank. For decades, banks have supplied the business community with small business financing. As most business owners will come to know, obtaining a loan can be a trying ordeal.Learn what you need to know...
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Bankers making a loan approval will review a small business in the context of the 5 C's for small business credit as follows:
Character: The bank assesses the trustworthiness of candidates for character. Factors for character criteria are: business experience and...
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Change has swept through industries, society, and careers. Over the last few years, change and its companion (information technology), is altering the face of small business financing. What your banker doesn't want you to know is that the relationship-based banking in the...
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The U.S. Small Business Administration reported that since the start of the fiscal year, during the period of October 1 through October 22, the agency approved a total of 6,215 loans for a total dollar amount of $1.036 billion in its flagship 7(a) loan guarantee program.
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