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Mortgage rates have hit record low levels recently, causing a refinancing frenzy as well as a surge in home purchases in Santa Barbara County and across the nation.
The rush to take advantage of the lower interest rates has resulted in "unprecedented activity" among local...
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Homeowners could save thousands of dollars on mortgage interest payments if they give up a big incentive: the right to refinance.
That is the conclusion reached by a number of housing professionals, many of whom have seen profits squeezed and portfolios battered because...
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With mortgage rates still at tempting four-decade lows, homeowners are doing the math and beating a path to their lenders to refinance.
"It's totally unbelievable," said a bank President Bob Sznewajs. "Just when you think there are no more refinances to be done, they show...
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The continuing low mortgage interest rates are sustaining a boom in the refinance market as we progress into year 2003. A large proportion of today's refinance applications call for an amount of cash to the borrower, over and above refinancing an existing mortgage.
This...
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Refinancing has become an obsession with some homeowners. Many refinance over and over merely to save a few bucks. This is a far cry from the old adage that said you should only refinance if you can lower your mortgage interest rate by 2 percent.
The 2 percent rule applies...
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Mortgage industry regulators nationwide were warned recently to be on the lookout for a long-outlawed "churning" scheme in which unscrupulous mortgage brokers generate thousands of dollars in extra fees by convincing unwitting borrowers to refinance their loans every few...
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