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Refinancing homeowners who want to cash in on record mortgage interest rates had better get prepared to beat the rush.
When interest rates shrink, mortgage activity balloons, the paper-intensive loan underwriting process bogs down and the best prepared borrowers go to the...
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With 30-year mortgages' fixed interest rates teasing this generation's record 6.74 percent rate, brace yourself for a rush to refinance mortgages.
Refinancing activity accounted for 52.1 percent of total mortgage applications last week, a big surge up from 45.5 percent the...
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Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your credit before a home purchase or refinance, you can ensure a smooth finance process and can potentially save thousands on your loan. Improve your financial...
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A few years ago, a loan officer who worked for me was having a problem helping a customer. He was new to the business and had very little patience for problems (as you might have already guessed, he didn’t last very long). He told me the customer was a doctor, who had left a...
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When you need a mortgage -- either because you are buying, refinancing, taking out equity or getting into investment real estate, you need a good mortgage professional. Now, you may be tempted to go to your local savings and loan, as they may promise lower fees or zero costs....
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Do you need cash? Here's a mortgage for you. If you are not in a good position to take an equity line of credit on your home, because you have not built enough equity or a poor credit situation is making bankers steer clear of you, altogether, there is another option -- the...
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