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There is a big difference between cancellation and non-renewal. Insurance companies cannot cancel a policy that has been in force for more than 60 days except:
if you fail to pay the premium.
if you have committed fraud or made serious misrepresentations on your...
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You need enough insurance to cover the following:
The structure of your home.
Your personal possessions.
The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs.
Your liability to others.
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There are many factors an insurance company uses to determine the price of your policy:
The square footage of the house and any additional structures.
Building costs in your area.
Your home's construction, materials and features.
Amount of cri
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The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and the insurance company you buy your policy from. Here are some ways to save money.
1. Shop around.
Prices vary from company to company, so it pays to...
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If you live in a home that is considered "high-risk" or plan to move to a high-risk location, you may have difficulty obtaining an insurance policy.
What constitutes high-risk?
If your home is located in an area prone to severe weather such as hurricanes, windstorm
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There are four events that should trigger a review of your policy:
1. When your policy comes up for renewal
Don’t just automatically send a check to your insurance company. Take the time to review your coverage and call your agent with any questions or concerns that you...
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