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Ritchie County, WV


Over the past ten years, home equity loans have increased in popularity and for good reason. Lenders are offering an increasing abundance of loan options. Unlike credit or personal loans, the interest from home equity loans is typically tax deductible. Available home equity...


Sometimes it makes good financial sense to use the equity in your home to consolidate debt. Depending on your financial goals, it may be just the thing to do if you want to: Lower your total monthly payment amount Make your debt tax deductible* Pay


Looking to tap into your equity? There are several options and a few things to consider when deciding which is right for you. If the interest rate on your mortgage is higher than current rates, it may make better sense to refinance and take a lump sum of cash from your...


What looks like a great deal, but could turn out to be the most devastating financial decision of your life? It's when you consolidate credit-card debt by taking out home-equity loans for more than the value of your house, sometimes for up to 125% of the home's value....


Here's how to know if you're getting a good deal: Compare the rates. The rate you'll be offered on a loan or line of credit depends heavily on your credit score -- perhaps too much, according to one banking regulator. Julie Williams, acting head of the U.S. Comptroller of...


If you are thinking about a home equity line of credit you also might want to consider a more traditional second mortgage loan, also referred to as a home equity loan. This type of loan provides you with a fixed amount of money repayable over a fixed period. Usually the...



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