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An important source of funding for your business in the future can be the bank. For decades, banks have supplied the business community with small business financing. As most business owners will come to know, obtaining a loan can be a trying ordeal.Learn what you need to know...
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Bankers making a loan approval will review a small business in the context of the 5 C's for small business credit as follows:
Character: The bank assesses the trustworthiness of candidates for character. Factors for character criteria are: business experience and...
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Change has swept through industries, society, and careers. Over the last few years, change and its companion (information technology), is altering the face of small business financing. What your banker doesn't want you to know is that the relationship-based banking in the...
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The U.S. Small Business Administration reported that since the start of the fiscal year, during the period of October 1 through October 22, the agency approved a total of 6,215 loans for a total dollar amount of $1.036 billion in its flagship 7(a) loan guarantee program.
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As part of the U.S. Small Business Administration’s record- breaking performance in FY 2004, the agency and its lending partners provided more loans to women-owned businesses than ever before. In the past year SBA backed almost 18,000 loans to women-owned businesses under its...
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How often do businesses fail? For years, the quick answer to that question was that four out of five new businesses fail within the first five years of opening.
But now, U. S. Small Business Administration Office of Advocacy economist Brian Headd, takes a new look at...
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