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There is a "vicious dog" that threatens unwary homeowner associations. It's called the "Home Equity Loan". It doesn't even belong to the association but the community homeowners. It looks pleasant enough and promises never to bite. Some of your neighbors have acquired it...
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The economy is booming.
So is your debt.
This year, the official household savings rate fell to the lowest level since the Great Depression. But with households gaining so much real estate equity, you can manage that debt, according to a team of money-saving experts...
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I received a letter to my newspaper column not long ago, asking "If I fall behind on payments on my equity loan, could they put a lien on my house?"
Oh, dear.
That reader evidently didn't realize that an equity loan "IS" a lien, a legal financial claim on the real...
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A point by any other name is still a point. But whether is can be deducted on your income tax return depends on the circumstances of how and when you paid those points. And, while the interest you pay on most home equity loans is deductible, there are circumstances which could...
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Over the past several months, I have been answering various questions from readers asking me about adjustable rate and fixed rate mortgages. Here's a quick menu of what rates you might find today with no points or origination fees:
30 Year Fixed Rate - 6.50 Percent
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I financed a home for a couple a few years ago in an area near San Antonio, TX. Yesterday I received a call from them asking about a mortgage to buy some land near a lake where they would one day build a cabin. I told them they didn't want my money, and sent them on their way....
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Free FICO Score and Credit Report. 30-Day Free Trial of Score Watch.
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Notification of Changes and Who has Viewed your Report. Free Credit Scores and Analysis. Balance your credit score!
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Search Special Deal for Credit Checks here.
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Git Credit Problems? Find The Solution Right Away Visit Us Now!
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Worried about the credit crisis? See your credit in just 2 easy steps.
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Check Free Online Encyclopedia for information about free credit reports.
Go to: thefreedictionary.com
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Dust to Dust: The Latest Installment In The Addictive Vampire Saga
Go to: crackle.com
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