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Over the past several months, I have been answering various questions from readers asking me about adjustable rate and fixed rate mortgages. Here's a quick menu of what rates you might find today with no points or origination fees:
30 Year Fixed Rate - 6.50 Percent
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I financed a home for a couple a few years ago in an area near San Antonio, TX. Yesterday I received a call from them asking about a mortgage to buy some land near a lake where they would one day build a cabin. I told them they didn't want my money, and sent them on their way....
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You're one of the lucky ones. You not already own your own home, but you've also built up considerable equity over the years...enough to make a sizable down payment on an even bigger home. And you're even luckier....your dream house finally came on the market! Wee-hooo!
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The nation's longest economic expansion on record has spawned an equally prosperous housing market, but escalating home prices, higher rents and increasing interest rates are pricing a growing number of consumers out of the market.
The rush to meet the demand to build ever...
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Drip. Drip. Drip. What you hear may not be a leaky faucet. It could be something much worse -- the slow, yet costly erosion of equity from your home investment.
It can happen quite innocently like not closing out that equity line of credit after it's paid off, tempting you...
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Here's reason to give thanks: Home equity could provide some savings-poor baby boomers with an unexpected soft landing when they retire.
Studies that chide spend-thrift baby boomers for squandering retirement savings often overlook the generation's hefty stake in home...
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