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When a client calls to report that his underground oil tank has leaked, I tell him to promptly make two phone calls. First, call the State or local Environmental Spill Hot Line. And second, call his homeowners insurance policy claim office. Often, homeowners policies will pay...


If you've researched or gone through the process of getting a home loan, you know how important it is to have a good credit history. But did you know insurance companies also use your credit habits in determining whether they'll provide you with insurance and how much you'll...


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