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Otsego County, NY


Your home equity can be a great way to give your kids a financial boost. But don't forget your own needs. Your child got into the college of her dreams, complete with a great dorm room. But how is her college education experience treating you? The cost of sending a child...


There are many issues to consider before using your home as a source of investment capital. Using a home equity loan to invest can sometimes be advantageous, but it's not something you should enter into lightly. What is a home equity loan? Home equity is a person's...


Calculating equity is simple: you take the market value of your home and subtract any outstanding mortgages or liens. So if you have a $100,000 home and have $60,000 left to repay on your mortgage, your equity would equal $40,000. The amount of equity you have is not...


It’s always a good idea to save for major purchases, but you don’t always know that the fridge is on its last legs until the celery wilts and the ice cream turns to goop. At times like these, a home equity loan is worth its weight in gold — or fridges. A home equity...


If you're considering upgrading to a bigger home, give renovating your current home some thought first. Are you finding your current home too small? Considering moving to a bigger place? Before you put your house on the block, consider whether it might be better to use a...


A mortgage refinance no closing cost is a loan in which all of the fees and closing costs are absorbed by the broker or loan officer. This type of loan is very popular these days with the increase in free loans given out by lenders. There are many advantages to choosing this...



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