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State of West Virginia


For renters who think they can live without insurance, federal statistics reveal that renters are more likely to get burglarized than home owners. U.S. Department of Justice's Bureau of Justice Statistics says rented households were burglarized at rates 79 percent higher...


If your apartment catches on fire due to the negligence of a neighbor, it could cost you thousands of dollars. It doesn’t seem fair that someone else’s carelessness could cost you your prized possessions - but without fire insurance, it can. Late for an appointment, Suzan...


If you are moving into an apartment you may want to consider investing in insurance. Along with the first month's rent, chances are you will be asked to pay a security deposit. This is a type of insurance for your landlord. The landlord can use this deposit to pay for any...


First time Mom and Pop landlords commonly overlook the importance of changing insurance policies before renting their homes to tenants. What protected you as a homeowner will not protect you as a landlord. Failing to change your insurance could result in costly damages. ...


The 1998 storm season is over, but wet weather no doubt will return in the months to come. Flooding is the nation's most common natural disaster, surpassing the frequency of both earthquake and fire. Homeowners who reside in a flood plain usually are aware of the danger and...


You and your landlord share a common goal: You both want to ensure the protection of your interests. Obtaining a security deposit from you -- usually ranging from $100 to a full month's rent, and averaging $250 -- is how your landlord obtains a degree of insurance from you....



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