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Sick and tired of always being declined?

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State of California


Most Sellers set their initial asking price at an amount somewhat higher than they are actually willing to accept, fully expecting a buyer to open the bidding with a lesser amount. While price is the most frequently negotiated item in any home sale, you may be able to...


No Major Purchase of Any Kind This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings, and automobiles, of course. Don’t Move Money Around When a lender reviews your loan package for approval, one of the things they are concer


The Best Investment As a fairly general rule, homes appreciate about four or five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region. Five percent may not seem like that much at first. Stocks...


As you read and study about buying real estate, you will often find the words "house" and "home" used interchangeably. There is a huge difference between a house and a home. A house can be a place to eat, sleep, park your car, and put all your "stuff" (including other...


Buying a Home With a View Homes with a pleasant view of the horizon often sell at a premium above similar homes without the view. However, if a view is important to you, buy it mostly for your own pleasure and not as an investment. Though you may place a considerable dollar...


How Property Condition Affects Your Offer Since you have toured the property you are interested in, you should know how it compares to the general neighborhood. All you have to do is put the home in one of three categories - average, above average, or below average. When...



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