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There is a "vicious dog" that threatens unwary homeowner associations. It's called the "Home Equity Loan". It doesn't even belong to the association but the community homeowners. It looks pleasant enough and promises never to bite. Some of your neighbors have acquired it...
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The economy is booming.
So is your debt.
This year, the official household savings rate fell to the lowest level since the Great Depression. But with households gaining so much real estate equity, you can manage that debt, according to a team of money-saving experts...
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I received a letter to my newspaper column not long ago, asking "If I fall behind on payments on my equity loan, could they put a lien on my house?"
Oh, dear.
That reader evidently didn't realize that an equity loan "IS" a lien, a legal financial claim on the real...
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A point by any other name is still a point. But whether is can be deducted on your income tax return depends on the circumstances of how and when you paid those points. And, while the interest you pay on most home equity loans is deductible, there are circumstances which could...
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Over the past several months, I have been answering various questions from readers asking me about adjustable rate and fixed rate mortgages. Here's a quick menu of what rates you might find today with no points or origination fees:
30 Year Fixed Rate - 6.50 Percent
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I financed a home for a couple a few years ago in an area near San Antonio, TX. Yesterday I received a call from them asking about a mortgage to buy some land near a lake where they would one day build a cabin. I told them they didn't want my money, and sent them on their way....
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R&B star Christina Milian challenges Jace Hall to a gaming showdown!
Go to: crackle.com
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Crackle-One Stop Shop For Online Entertainment, New Episodes Daily!
Go to: crackle.com
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Watch free Politically Incorrect Sketch Comedy from the Minds of SNL
Go to: crackle.com
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The Trials and Tribulations of Web Cam Relationship. Free on Crackle.
Go to: crackle.com
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One Star Tries To Stay an Everyman in the Face of Fame Free on Crackle
Go to: crackle.com
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