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Whole life insurance provides permanent protection for your dependents while building a cash value account. With this type of insurance, the insurance company manages the policies various accounts. What it does: It pays a death benefit to the beneficiary you name and...


Variable life insurance provides permanent protection for you and is the type of life insurance with account flexibility for the more risk-oriented policy holder. What it does: It pays a death benefit to the beneficiary you name and offers you low-risk, tax-free cash...


Managed care plans fall into 3 basic types plans HMO, PP0 and POS. A common trait among managed care plans is the incentive (usually, a lower premium) for the insured to stay within a specified network of health care providers. Health Maintenance Organizations (HMOs) ...


Individual health care insurance provides coverage for only one individual, or family. In general, individual plans are more expensive than group insurance. You can obtain individual plans directly from a company who offers them. The company with whom you apply will evaluate...


Universal life insurance provides permanent protection for your dependents and is more flexible than whole or variable life. What it does: It pays a death benefit to the beneficiary you name and offers you a low risk cash value account and tax deferred accumulation. ...


Universal Variable life is the type of insurance which gives you more control of cash value account policy features than any other insurance type. What it does: It pays a death benefit to the beneficiary you name and offers you low risk tax deferred cash value options. ...



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