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A friend of mine from the East Coast called the other day regarding a possible mortgage for a new home she was building. She had recently re-entered the workforce as a professor since getting her doctorate and wanted to qualify for a mortgage on her own, without any assistance...
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I just looked at some mortgage charts, data going back to August, 1998. I did this because the "Refinance Activity Index" maintained by the Mortgage Bankers Association reached its second-highest level ever. My thought was not "oh wow" but rather "oh when" did we see the...
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Holy cow! Just when you thought it was safe to go on about your business and stop paying attention to mortgage rates, rates drop. Again.
In fact, current levels show we haven't been near these rates since a brief period late last January and early February. And for those...
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You've heard of the "refi boom" of 2001. Well, get ready for what could shape up to be the "re-refi" boom of 2001.
With mortgage rates sliding below 7 percent, the economy in serious slowdown mode, and the Fed poised to push down short-term interest rates once again...
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With rates trending down during the past few weeks I have been refinancing my home. Like millions of other homeowners, I regard refinancing with mixed feelings -- lower rates are wonderful but the details and requirements associated with the process seem endless and numbing....
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Well folks, for those of you who attempted and failed to reach a loan officer to inquire about refinancing, it's a safe bet that if you try again today, you'll reach a loan officer immediately.
Statistics don't lie. Refinance volume is down by 75 percent from the historic...
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