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Ventura County, CA


Here's reason to give thanks: Home equity could provide some savings-poor baby boomers with an unexpected soft landing when they retire. Studies that chide spend-thrift baby boomers for squandering retirement savings often overlook the generation's hefty stake in home...


The house needs a new roof, you'd love to finish that playroom for the kids, and the family is clamoring for a decent vacation. Looks like a home equity loan is just what the financial doctor ordered! Wait. Are you sure you're getting the most cost-effective, competitive...


An increase in quick-qualifier equity loans, low- and no-down payment purchase loans and generally easier mortgage money is draining America's home equity and younger, less experienced home owners are most vulnerable. Experts blame a lack of education and they say...


Despite unprecedented economic prosperity, the average amount of equity owners have in their homes has declined over the last 10 years, according to a new report. The fall off isn't much, only about $1,500, from $91,000 in 1989 to $89,500 last year. But it has the Consumer...


Another study about the increasing incidence of equity borrowing habits among home owners should be a red flag not to equity drain your home dry. Sixty percent of domestic banks reported that between 10 percent and 30 percent of their customers increased their outstanding...


An increasing number of home owners are boosting their mortgage balance at a time when it could be more financially prudent to reduce debt. Freddie Mac says 63 percent of borrowers who refinanced single-family mortgages during the third quarter of 2001 increased their loan...

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