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With mortgage rates at 35 year lows, it sounds like a no-brainer. Now's the time for many homeowners to refinance their home loans. Even Alan Greenspan and the Federal Reserve have gotten into the rate-cutting business, lowering a key interest rate by a half-percentage...


It's not only whether you refinance your home mortgage, it's how. Whether your clients are modest or wealthy, they're probably brooding over how to rescue shrinking investments. At the same time, they're also probably writing a monthly check for their home mortgages without...


Dropping interest rates in 2001 meant an increase in refinancing business. And rates remain low enough for some people to think about locking in a new rate. "This has been a phenomenal year in the mortgage industry," said Tammy Rowe, a mortgage broker who operates West...


Mortgage rates have dropped to their lowest since 1967, which is expected to result in another rush to refinance. The benchmark 30-year fixed-rate mortgage fell 20 basis points to 6.34 percent on July 25, according to Bankrate.com's weekly national survey of large lenders....


Cindy Sellers of Laguna Niguel, Calif., says she's no financial whiz, but when interest rates dropped and dropped and dropped, she decided it was time to refinance costly credit-card debt. The 37-year-old mother of two and her husband, Stephen, a self-employed construction...


Many people who take cash out of their house when they refinance their mortgage will have to pay more starting Feb. 1. Fannie Mae, a quasi-government agency that buys mortgages from lenders and sets terms for much of the mortgage market, has discovered that people who...



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